All-Inclusive Self Pay for Gastric Sleeve for as low as $10,650
At The Bariatric Experts™, we believe that each of our patients deserves access to life-changing weight loss surgery, regardless of their financial situation. We understand that for our patients from Frisco, DFW, and Abilene, Texas, navigating the financial aspects of weight loss surgery can be as daunting as the decision itself. Paying for weight loss surgery carries even more financial implications for our out-of-state patients who travel for care. On this page, we’ll guide you through the options available to manage the costs, whether it’s through insurance coverage, self-pay options, or financing plans. We’re here to help you understand the investment in your health and discuss the substantial long-term benefits that bariatric surgery can bring to your life.
Is Weight Loss Surgery Covered by Insurance?
At The Bariatric Experts, we see you as an individual in every aspect. Each patient has a different situation financially. Some patients have insurance that will cover all or part of the cost of surgery, other patients don’t have any coverage, and others don’t have insurance at all.
No matter what your situation, our team will work with you to help make this life-changing surgery affordable for you.
Free insurance checks are available for anyone wondering what their benefits may be. We do this so our potential patients can have a clear picture of what to expect financially. Our team encourages ALL patients to come in for an Initial Consultation to discern what we can do based on your individual medical history.
Bariatric Surgery Insurance
We accept most major insurance carriers. Bariatric surgery insurance coverage varies by company and policy and involves different requirements. You should contact your insurance carrier to learn whether bariatric surgery is a covered benefit and what your specific policy requirements might be. If you aren’t sure what kind of bariatric coverage your insurance offers, we can help—simply fill out our free insurance check form.
Although some health insurance plans do offer coverage for bariatric surgery, they often impose strict requirements such as a lengthy supervised diet plan or medical history that can create an extended wait before surgery. Some patients with insurance choose to go the cash pay route because they feel it puts them in better control of their health. Please see our self-pay information as we recognize that many insurance plans do not offer adequate coverage.
Preparing for Approval
Most insurance companies will ask for in-depth, comprehensive documentation relating to your previous weight loss attempts. We advise you to gather the following information:
- Medical documentation of a five-year weight history
- Documentation of diet drugs and medically supervised diets prescribed
- Records of commercial diet programs you have tried (Weight Watchers, Noom, etc.)
- Records of any exercise programs you have tried (YMCA/YWCA, gym membership, etc.)
You will need to begin gathering these records now so they are readily available when we initiate communication with your insurance company for your bariatric surgery. It is not enough for you to simply list these items – the insurance company will require official documentation.
You will need to contact the doctor who weighed you and/or prescribed weight loss drugs for a copy of that documentation. A summary letter of dates, weights, prescribed medications and supervised diets from that doctor is acceptable. You may need to contact commercial diet program offices and exercise facilities for records if you do not have these.
Getting Approval
Once we have everything together, we will submit your case to the insurance company. The timeline looks different for each carrier and we have to give insurance providers a minimum of 15 business days to get back to us with an answer. We will contact you as soon as we have heard from your carrier. In addition, you may contact your insurance company to check on the status of your insurance approval.
If you still have any questions regarding bariatric surgery insurance coverage, give us a call at 940-283-7023 to speak with our financial specialist.
Comparison of Weight Loss Options
Policy Dependant
Policy Dependant
No
$10,650 – $12,220
$16,950
$500/month
$10,650 – $12,220
$16,950
$210,000*
Up to 70% of excess weight
Up to 80% of excess weight
10-20% of excess weight1
Moderate to fast
Fast
Slow to moderate
Low
Low
Moderate
- Decreased hunger
- Long-term weight loss
- Improvement of Type 2 diabetes and other conditions
- Decreased hunger
- Long-term weight loss
- Improvement of Type 2 diabetes and other conditions
- Non-invasive
- Jump-start weight loss before surgery
Not reversible
- Not reversible
- Potential for malnutrition
- Must continue to maintain weight loss
- Potential for Long-term side effects
- Potential for abuse, dependence, and withdrawal
*Calculation based on the average age of 40 for weight loss surgery patients and a life expectancy of 75.
1 Harvard Medical School. Understanding new weight loss drugs. Available: https://www.health.harvard.edu/staying-healthy/understanding-new-weight-loss-drugs#. Accessed April 8, 2024.
Self-Pay Weight Loss Surgery
We proudly offer a self-pay option for the highly effective gastric sleeve weight loss procedure. Choosing the self-pay route can provide our patients in Frisco, DFW, and Abilene, Texas, with convenience, affordability, and the freedom to take control of their health and well-being. With this option, we aim to make your path to a healthier, happier life more accessible and within reach.
What Is Self-Pay?
The cash-pay option is the “fast track” and will get you to surgery quicker and without insurance loopholes. The Bariatric Experts team works to keep our cash price one of the lowest in the country. As a self-pay patient, you will receive a total cost upfront after your initial consultation with no hidden fees or surprises!
All-Inclusive Self-Pay Package
For Gastric Sleeve
$10,650
as low as
$288/mo
with financing*
What Is Included In The $10,650 Self-Pay Price?
- Facility
- Anesthesia
- The Best Surgeon!
- Lifetime nutrition support
- Extensive Pre-Op Education & Comprehensive Patient Manual
- FMLA Paperwork
- Dedicated Patient Advocate
- InBody Body Composition Scans
- Metabolic Optimization Evaluations
- 1 month of bariatric vitamins
- 1 Year of Follow-Up Appointments and more!
The Bariatric Experts™ team is dedicated to you as an individual and will support you every step of the way!
Is Self-Pay Right for You?
The ideal candidate for our self-pay option for weight loss surgery is someone who:
- Is Highly Motivated: Seeking to improve their health and quality of life.
- Has No Insurance: Those whose insurance provider does not cover weight loss surgery.
- Has Limited Coverage: Does not have insurance coverage for bariatric procedures or is looking for a quicker path to surgery.
- Looking to Avoid Lengthy Insurance Requirements: Patients looking to bypass pre-op obstacles imposed by health insurance plans.
- Prefers Flexibility: Individuals who want to choose their surgeon and schedule surgery at their convenience.
- Seeking Long-Term Weight Loss: Is ready to invest in their long-term health, well-aware of the benefits weight loss surgery can bring.
Our Self-Pay Prices vs National Averages
Industry averages from www.bariatricsurgery-source.com
Explore Our Financing Options
At The Bariatric Experts, we understand that investing in your health is a significant decision, and we want to make it as accessible as possible. That’s why we offer a range of financing options to help you achieve your weight loss goals without the financial stress. Explore our financing partners below:
CareCredit
- Flexible Payment Plans: CareCredit provides flexible financing solutions that allow you to choose the payment plan that suits your budget.
- Low Monthly Payments: Enjoy the convenience of low monthly payments to make your weight loss journey more manageable.
- Quick Approval: CareCredit offers fast approval, so you can focus on your health without delay.
Prosper Healthcare
- Patient-Focused Financing: Prosper Healthcare specializes in patient financing, ensuring that your unique needs are met.
- Competitive Rates: Benefit from competitive interest rates that won’t break the bank.
- Easy Application Process: Applying for financing through Prosper Healthcare is straightforward and hassle-free.
Upstart
- Easy Application Process: The application process is entirely online, allowing for a quick prequalification with a soft credit inquiry that doesn’t impact your credit score.
- Fast Access to Funds: Enjoy quick turnaround time, as funds are typically disbursed within one business day, providing fast access to your loan.
- Flexible Payment Plans: Upstart offers fixed repayment terms, no prepayment penalties, and flexible payment dates, enhancing financial planning and control for borrowers.
Can I Afford Weight Loss Surgery?
We understand that cost is a significant factor when our patients are considering weight loss surgery. However, when you look at weight loss surgery as a long-term investment in a happier, healthier lifestyle, the value is clear.
Studies show that most people could financially “break even” within 2 to 4 years of their procedure and start saving $11,000 per year after that.
Savings include:
- Reduced medical costs – each year obese individuals spend 42% more on medical expenses than normal weight individuals
- Reduced prescription costs – seriously overweight people spend over $700 a year on out-of-pocket prescription costs
- Less spend on food – it’s estimated an obese person spends $6,100 annually on groceries and dining out
Our patients find that their investment in weight loss surgery is worth every penny to regain their life and their health. Bariatric Surgery can resolve serious health conditions related to obesity and to improve your quality and quantity of life!
It’s not about the weight you lose—it’s about the life you gain!
Contact Us
Don’t let financial concerns stand in the way of your well-being—take the first step towards a transformed you with The Bariatric Experts. We understand that our patients from Frisco, DFW, and Abilene, Texas and beyond may have questions about covering the cost of weight loss surgery, and we’re here to help. Please contact us to learn more about your options when it comes to paying for weight loss surgery, including self-pay and financing options.
Get started with your Free Insurance Check.
Dr. Scott Stowers has either authored or reviewed the content on this site.
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